Stocks squeaked out small gains, bonds had a rough summer, and oil stole the headlines. If your portfolio feels a little flat this quarter, that's normal, and the bigger picture for 2026 still looks pretty good.

With the decline in pension availability, financial independence is something we are individually responsible for. Furthermore, most of us were not taught about personal finance in the educational system. This creates an ever-widening gap between financial acumen and the need for a long-term financial plan.

What do rising bond yields in the UK, Japan, and the US mean for an investors portfolio. A fee only fiduciary look at the meaning of it all.