Pioneer Insights

Q4…A Time to Finish Strong and Reset for Next Season

My interest in NCAA football started at a very young age due to a family connection to Tuscaloosa, Alabama. Choosing an undergraduate school was easy due to the connection. I picked my graduate school, not because of its football success, but because The University of Southern California was in the top tier for my chosen graduate program. Years later, I spent over a decade working at The University of Texas. 

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Retirement Planning Nicole Renaux Retirement Planning Nicole Renaux

SEP IRA vs. Solo 401(k) vs. Traditional 401(k) vs. SIMPLE IRA vs. Cash Balance Plan: Which Retirement Plan Works Best for an S Corp Owner?

As a high-earning business owner, you've invested a lot to build a successful business. For many, the profits and earnings of the business become concentrated in the business. And often, the success of the business is directly tied to the owner's work. If the business isn’t worth much without the owner, it’s crucial to diversify your investments.

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Insurance & Risk Management Angella Welcome, CFP® Insurance & Risk Management Angella Welcome, CFP®

Buying a Property Without a Realtor and Owner Financing: Key Steps, Documentation, and Considerations

Purchasing a property without a realtor can save you money on commissions and give you more control over the process. However, it also requires a more hands-on approach and a strong understanding of the necessary steps and legal requirements. In this article, we’ll cover the essential aspects of buying property without a realtor, the documentation you’ll need, and how to handle the legal paperwork. We’ll also explore the specific considerations when using owner financing.

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Insurance & Risk Management Angella Welcome, CFP® Insurance & Risk Management Angella Welcome, CFP®

All American Social Security Numbers Possibly Leaked: What You Need to Know and How to Protect Your Credit

In a shocking cybersecurity breach, a hacker collective recently released a database containing the Social Security numbers (SSNs) of millions of Americans. This unprecedented leak has left citizens across the country scrambling to protect their identities and financial standing. If you’re concerned about how this breach might affect you, here’s what you need to know and the steps you should take to safeguard your credit.

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