As a high-earning business owner, you've invested a lot to build a successful business. For many, the profits and earnings of the business become concentrated in the business. And often, the success of the business is directly tied to the owner's work. If the business isn’t worth much without the owner, it’s crucial to diversify your investments.

For nearly a quarter century, employers have been able to offer their retirement savings plan participants age 50 and older a valuable opportunity — the chance to make additional catch-up contributions to their plan. Thanks to the SECURE 2.0 Act passed in 2022, that opportunity became even more valuable: Employers may now allow plan participants age 60 to 63 to contribute even more than their other catch-up eligible peers through “super catch-ups.” In 2025, the standard plan contribution limit is $23,500. Participants who turn age 50 to 59 and 64 and older in 2025 can contribute an additional $7,500, while those who reach age 60 to 63 can contribute an additional $11,250.

Each year, the Trustees of the Social Security and Medicare trust funds provide detailed reports to Congress that track the programs’ current financial condition and projected financial outlook. These reports have warned for years that the trust funds would be depleted in the not-too-distant future, and the most recent reports, released on June 18, 2025, show that Social Security and Medicare continue to face significant financial challenges.

The SECURE Act, SECURE 2.0, and the proposed SECURE 3.0 are significant pieces of legislation aimed at improving retirement savings options for Americans. Each act has introduced new rules and incentives to encourage individuals to save more for retirement. Let’s delve into the history of these acts and the changes they have brought to retirement planning.

During the week of June 10, 2024, French markets were rocked by a government bond sell-off after a strong showing by the far-right National Rally party in the European Union election.

Whole Foods’ Mega Backdoor Roth allows employees to contribute additional after-tax dollars to a Roth 401(k), potentially helping you save taxes in retirement. Learn whether the Mega Backdoor Roth might be right for you.