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  • Milad Taghehchian, CPA, CFP(R)

Exploring the Value of Golden Visas: Top 10 Countries for American Citizens

Golden Visas offer a unique opportunity for American citizens looking to gain residency or citizenship in a foreign country through investment. These programs are not just a gateway to new cultural experiences and lifestyles but also provide practical benefits such as ease of travel within certain regions, potential tax advantages, and opportunities for business expansion. This article explores the value of Golden Visas and highlights the top 10 countries where American citizens can still leverage this strategy, with a particular focus on the costs and investment requirements of these programs. Keep in mind that these rules are changing regularly and some countries are actively changing these requirements this year.

1. Portugal

Portugal's Golden Visa program is highly popular due to its relative affordability and the benefits it offers. An investment of about €500,000 in real estate, or as low as €280,000 in low-density areas, can secure residency. This not only allows visa-free travel across Europe’s Schengen Area but also a path to EU citizenship after five years without the need to relocate permanently. Portugal has recently put a pause on this program but there are discussions to reopen the eligibility in the near future.

2. Greece

Greece offers one of the most cost-effective Golden Visa programs in Europe. With a minimum real estate investment of €250,000, this program is attractive for its straightforward requirements and access to an extensive array of beautiful locales. The Greek visa also opens doors to visa-free travel within the Schengen Zone.

3. Spain

Spain's Golden Visa program requires a minimum investment of €500,000 in real estate. This program is perfect for those who appreciate Spain’s vibrant culture and robust lifestyle. It offers the possibility of permanent residency after five years and citizenship after ten years, provided certain conditions are met, including a sufficient level of Spanish proficiency.

4. Malta

Malta’s residency program requires an investment of approximately €600,000, which includes a non-refundable contribution to the national development fund and a real estate purchase. This program stands out due to its comprehensive health care, excellent education systems, and a robust legal framework.

5. Cyprus

Cyprus requires a real estate investment of approximately €300,000 to qualify for its Golden Visa program. This program is especially appealing due to its low tax rates and strategic location at the crossroads of Europe, Asia, and Africa, making it an ideal base for international business.

6. Ireland

Ireland offers a unique investment visa program where individuals can invest €1 million in an approved fund or enterprise for a minimum of three years. Ireland is particularly attractive due to its English-speaking environment, strong connections to the EU and the US, and high standard of living.

7. Latvia

Latvia presents one of the more affordable European Golden Visa options with an investment minimum of €250,000 plus a 5% application fee based on the property value. It’s an excellent gateway into Europe, providing Schengen Zone access and a straightforward path towards long-term residency.

8. Antigua and Barbuda

In the Caribbean, Antigua and Barbuda offer a Golden Visa program with a variety of investment options, starting from a $100,000 donation to the National Development Fund or a $400,000 real estate investment. This program is popular among Americans for its minimal residency requirements and the benefit of visa-free travel to over 100 countries.

9. St. Kitts and Nevis

St. Kitts and Nevis require a minimum investment of $150,000 as a donation to the Sustainable Growth Fund or a $200,000 real estate investment. Known for processing applications quickly, this program is ideal for those looking to expedite their residency status.

10. Canada

While not traditionally a Golden Visa program, Canada’s Investor Immigration Program offers options for those willing to make substantial investments in the Canadian economy. Requirements vary by province, but generally involve investments of several million dollars, offering a pathway to permanent residency and eventual citizenship.


Golden Visas can be an excellent investment for Americans looking for mobility, security, and business opportunities abroad. Each country’s program has unique benefits and requirements, catering to various preferences and investment capacities. As global immigration policies continue to evolve, these programs provide a valuable opportunity for those looking to expand their horizons beyond the United States.


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