Filing for bankruptcy can be a frightening and stressful experience. If you are feeling overwhelmed with debt and are contemplating bankruptcy, knowing the legal protections afforded to you may prevent you from making a costly mistake. ERISA Plans The Employee Retirement Income Security Act of 1974 (ERISA) was established to protect assets placed into retirement accounts during a person's working life. An ERISA plan is an employer-sponsored retirement plan that falls

Greg Phelps is a CFP® certified financial planner in Las Vegas, Nevada. As an Ed Slott Elite IRA Advisor, he’s also an IRA specialist. We asked Greg to guest write for our blog on how beneficiary IRA’s work, and the rules surrounding them. IRA Beneficiary Rules IRA’s (individual retirement accounts) are one of the most popular ways for investors to save for retirement. In fact, as of 2012 there was nearly 50 million American households with over 5.4 TRILLION dollars in i