Retirement planning for couples with a large age gap can lead to some interesting planning issues. My significant other is 17 years my senior, so some of these issues come into play when thinking about planning our financial future. An age gap can affect many retirement issues: retirement plan contributions and distributions, pension distributions, Social Security benefits, and health care may need to be addressed as part of your retirement plan. Retiring Together Many couple

In this interesting article, Andrew Henderson of Nomad Capitalist takes on the sometimes trendy idea to reduce your tax burden by moving to Puerto Rico. Henderson gives a great deal of explanation for how you might do this along with the pitfalls you should avoid. Here, please enjoy a book report-style synopsis. Moving to Puerto Rico has recently become a popular haven for tax-sensitive Americans, thanks to some attractive tax incentives that encourage foreign investment. Pue

After almost a decade of record low interest rates, over the last 24 months the US Federal Reserve has been incrementally increasing rates. The US Fed is charged with helping maintain inflation targets as well as contributing to economic stability. They primarily do this by use of their control over the money supply as well as influence over nationwide interest rates through various operation. The regular cycle of interest rates includes supporting the economy by reducing ra

What is rebalancing? Rebalancing is a smart way to control your risks in investing. It realigns your portfolio back to its original asset allocation. The rebalancing process consists of selling what has become a larger piece of the portfolio than you originally intended and buying what has shrunk to become a lower percentage than your target allocation called for. The idea here is that your original asset class ratios were designed based on historical risk and return expectat

Greetings from Austin ​Austin is considered to be one of America’s fastest growing cities. Its central location in Texas along with a wide variety of employers is well known. The great food, live music, SXSW, ACL, hiking and bike trails and the state capitol don’t hurt either. This increase in the demand to live in Austin has caused the population to nearly double for the past twenty years, as shown in the image below. Approximately net 110 people move to Austin every day.