Most experts, and frankly, most humans agree that the climate is changing as a result of human activity. Many people are looking for ways to lessen their carbon footprint. As consumers, we often use reusable shopping bags, opt for fuel efficient vehicles, and adopt smart technology to decrease our energy usage. These decisions have economic impact in addition to their environmental benefits. Some of us are so concerned about how climate change can affect us in our lifetimes a
Socially conscious individuals are drawn to the idea of socially responsible investments (SRI), allowing them to align their social values with their investment dollars. There’s no one-size-fits-all approach to this, and most retail investors will need to consider trade-offs to find a solution that ultimately meets their investment needs and social impact goals. The trade-offs are extensive, from diversification, to variability in social values, to investment costs and access
With the growing popularity of index funds and ETFs, investors are often seeking a low cost approach to a diversified portfolio. And let’s face it, these products, coupled with technology advances in financial services, are allowing ordinary investors to build meaningful wealth in an accessible way. Now, contrast these take-it-or-leave-it products in an age where many people are willing to pay a premium to ensure their coffee/chocolate/soap/t-shirt/apples do not exploit their
AIO Financial is a fee-only financial planning firm in Tucson and Phoenix, AZ. They specialize in Socially Responsible Investing. Bill Holliday, a Certified Financial Planner, offered to write for our blog this week.
Socially Responsible Investing (SRI)
SRI (also known as sustainable, socially conscious, and ethical investing) continues to grow at a faster pace than conventional investment assets. The idea is to invest in-line with your values. SRI provides a way to suppor