Personal Financial Services: Investment Management

Philosophy

Pioneer Wealth Management Group has a distinct investment philosophy. The company believes in passive investing with focus on diversification strategies specific to various client goals. Additionally, we have a bias towards value oriented  investments due to long term risk/return analyses.

Step by Step

Build Optimal Portfolio

Investment management begins after goals have been identified. Pinpointing the goal will give the investment planner guidelines in terms of risk, asset classes, and investment vehicles. Once the goal is identified the first step is to develop an optimal portfolio for each goal. In building this portfolio Pioneer Wealth Management Group uses advanced software that analyzes the historical risks and returns of all traditional asset classes in addition to various business opportunities. The company uses efficient market theories with risk/return studies to build each portfolio. This optimal portfolio will tell  the planner and client what asset classes in what amounts should be considered.

Identify Proper Investments

Once the optimal portfolio is developed, proper investments inside of each asset category must be identified. For

example, the optimal portfolio analysis can tell us 20% of our portfolio should be invested in large value oriented

companies. Identifying the specific large value oriented companies, mutual funds, indexes, or exchange traded funds encompasses our second step. Pioneer Wealth Management group uses various research tools to identify the specific  investments that fit client needs and maintain efficiency in returns, taxes, and fees.

Monitor and Rebalance

Finally, we have to continuously monitor the portfolio and investments to ensure that it is acting in accordance to plans. The portfolio will be rebalanced as required and reworked as the goal nears.