An integral part of planning our finances is having an understanding of when, why, and how much is going into and out of our overall spending/savings bucket on a monthly basis for as long as we can reasonably predict.

Making any investment, insurance, estate planning, tax, or goal planning decisions without first understanding our cash flow is setting our plans up for failure.

Therefore, we provide (both on a consultation basis and as part of our annual retainer relationship) a thorough review of what our cash flow expectations are over the near and long terms.