Retirement Calculators      by Kiplinger Am I saving enough? What can I change?     Personal information You Spouse   Current age           Yearly income $   $     Age at retirement           Monthly wages after retirement $   $     For how many years           Social Security benefits   Age you will claim Social Security benefits           Monthly benefits are   Expected to be $     $     Estimated by this calculator   Ignored by this calculator   Pension or defined-benefit plan   Monthly pension payment $   $     Years you will receive payments         No payments adjusted for inflation First payment adjusted for inflation Rest of payments adjusted for inflation All payments adjusted for inflation   Your projections   Inflation on your expenses   %   Yearly rate of growth in income   %   Age at death       Funds desired at death $     Your state + federal tax rate before retirement   %   Your state + federal tax rate after retirement   %   Your projected monthly living expenses at retirement Years required Monthly expenses   Initial living expenses     $     Intermediate living expenses     $     Remainder of retirement $     Your future, one-time investments Amount invested Rate of return Years until you invest   Investment #1  $     %       Investment #2 $     %       Your monthly savings (taxable accounts) Current balance Rate of return Monthly investment Years to start   Account #1   $     % $         Account #2   $     % $           Your monthly savings (tax-advantaged accounts) Current balance Your monthly* investment Employer's monthly* investment Current return rate   401(k) $   $   $     %   SEP $   $   $     %   SIMPLE $   $   $     %   Keogh $   $   $     %   Traditional IRA* $   $       %   Roth IRA* $   $       %   Other $   $       %     Your spouse's monthly savings Current balance Your monthly* investment Employer's monthly* investment Current return rate   401(k) $   $   $     %   SEP $   $   $     %   SIMPLE $   $   $     %   Keogh $   $   $     %   Traditional IRA* $   $       %   Roth IRA* $   $       %     * For IRAs, please input a yearly, not monthly, contributed amount.